A company is planning to deploy a new cloud collaboration solution that integrates voice, video, and messaging services. They have two potential deployment scenarios: a fully on-premises solution and a hybrid solution that combines on-premises infrastructure with cloud services. The company anticipates a 30% increase in user demand over the next year. If the on-premises solution requires an initial investment of $200,000 and incurs ongoing operational costs of $50,000 per year, while the hybrid solution requires an initial investment of $150,000 with ongoing costs of $30,000 per year, how much total cost will each solution incur over a 5-year period, and which solution is more cost-effective given the projected increase in demand?