A financial institution is in the process of implementing a Risk Management Framework (RMF) to enhance its security posture. The institution has identified several risks associated with its cloud services, including data breaches, compliance violations, and service disruptions. As part of the RMF, the institution must prioritize these risks based on their potential impact and likelihood. If the institution assigns a likelihood score of 4 (on a scale of 1 to 5) to data breaches, an impact score of 5 for compliance violations, and a likelihood score of 3 for service disruptions with an impact score of 4, which risk should the institution prioritize for mitigation based on a risk assessment matrix that uses the formula: Risk Score = Likelihood × Impact?